NattThe tontine app for people you trust
Your tontine, with confidence.
Natt keeps track of your savings circle: who has paid, whose turn it is, how far along the pot is. Everyone sees the same thing, and the money stays between you.
- Natt never touches your money
- Free, no hidden fees
- Private, invitation-only groups
A tontine, made simpler
Nothing changes in how you save. Natt keeps the book, instead of a notebook and group messages.
- 1
Everyone contributes
Each member pays their contribution to the manager as usual: mobile money, bank transfer, cash… The manager records it in Natt.
- 2
One member receives the pot
Each round, the pot goes to one member, drawn at random or following an order set in advance. Everyone knows whose turn it is.
- 3
The money stays between you
Natt keeps the records, nothing more. No payment goes through the app, and everyone sees the same tracking.
Everything you need for a calm tontine
Built for families, colleagues and associations, at home and abroad.
Create your tontine in minutes
Pot amount, contribution, frequency (daily, weekly, monthly or quarterly), draw method: you set the rules.
Invite by phone number
Pick a contact or type a number. Not on Natt yet? Their seat is reserved and waiting when they sign up.
Track every contribution
The manager records payments received, with the payment method and date. Everyone sees what has been collected and what is still due.
A clear schedule of turns
Past turns, current turn, upcoming turns: the rotation is visible to all, with your own turn highlighted.
Reminders at the right time
A reminder before the due date, another if needed, and a nudge to the manager when a round is waiting. You choose what you receive.
Full or half shares
Two people can share one seat and split the pot. Handy for saving together with different budgets.
For all your tontines
- With family
- Siblings, cousins, parents back home.
- With colleagues
- The office tontine, without a spreadsheet or a lost notebook.
- In associations
- Associations, clubs, neighbourhood groups: tracking everyone understands.
- From abroad
- Join and follow your tontine wherever you are.
Frequently asked questions
What is a tontine?
A group of people who each contribute a fixed amount on a regular schedule. Each round, one member receives all the contributions. Everyone gets their turn.
Does Natt hold my money?
No, never. Contributions are paid the way you already do, between you. Natt is a shared ledger: who paid, when, and whose turn it is.
How much does it cost?
Natt is free.
Who can create a tontine?
Anyone aged 18 or over with a Natt account. Whoever creates the tontine becomes its manager: they invite members and record contributions.
How do I invite someone who doesn't have the app?
Invite them with their phone number and name. Their seat is reserved. When they install Natt with the same number, they find their tontine right away.
Can I delete my account?
Yes, from the app, at any time, except while a tontine you belong to is running. Our help page explains how.
Start your next tontine with Natt
Free, in French and English, ready in minutes.